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Financial health of young Indonesians worsens in 2025 as savings decline: OCBC survey

By Swedan Margen

Financial health of young Indonesians worsens in 2025 as savings decline: OCBC survey

The OCBC Financial Fitness Index for Indonesia falls for the first time in four years

The financial health of Indonesia’s younger generation fell in 2025 amid a decline in savings, a survey by OCBC has found.

The OCBC Financial Fitness Index, which measures the financial health of Indonesians aged 25 to 35, fell 0.65 point to 40.6 points in 2025.

With a maximum score of 100, the bank classifies a score between zero and 40.59 to have low financial health, and between 40.6 and 100 to have high financial health.

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Financial health of young Indonesians worsens in 2025 as savings decline: OCBC survey - Cosmopolitan Canada